:root{
  --primary:#0b7dda;
  --primary-dark:#085a96;
  --accent:#ffd04b;
  --bg:#f5f7fb;
  --text:#1b1f2a;
}
*{box-sizing:border-box;margin:0;padding:0;}
body{
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  color:var(--text);
  background:var(--bg);
  line-height:1.6;
}
a{color:var(--primary);text-decoration:none;}
a:hover{text-decoration:underline;}
.header{
  background:white;
  box-shadow:0 2px 8px rgba(0,0,0,.05);
  position:sticky;
  top:0;
  z-index:50;
}
.container{
  max-width:1120px;
  margin:0 auto;
  padding:0 16px;
}
.nav{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:14px 0;
}
.nav-logo{
  font-weight:700;
  font-size:20px;
}
.nav-logo span{
  color:var(--primary);
}
.nav-links{
  display:flex;
  gap:18px;
  font-size:15px;
}
.btn{
  display:inline-block;
  padding:10px 18px;
  border-radius:999px;
  border:none;
  cursor:pointer;
  font-weight:600;
  font-size:15px;
}
.btn-primary{
  background:var(--primary);
  color:#fff;
}
.btn-primary:hover{
  background:var(--primary-dark);
}
.btn-ghost{
  background:transparent;
  border:1px solid rgba(0,0,0,.08);
}
.hero{
  padding:40px 0 48px;
}
.grid-2{
  display:grid;
  grid-template-columns: minmax(0,1.35fr) minmax(0,1fr);
  gap:32px;
}
.hero-title{
  font-size:32px;
  font-weight:800;
  margin-bottom:10px;
}
.hero-subtitle{
  font-size:17px;
  margin-bottom:18px;
  max-width:520px;
}
.hero-highlight{
  display:inline-block;
  background:rgba(11,125,218,.08);
  color:var(--primary-dark);
  padding:4px 10px;
  border-radius:999px;
  font-size:13px;
  margin-bottom:10px;
}
.hero-card{
  background:#fff;
  border-radius:18px;
  padding:18px;
  box-shadow:0 10px 30px rgba(15,23,42,.12);
}
.hero-card h2{
  font-size:17px;
  margin-bottom:8px;
}
.hero-card form{
  display:grid;
  gap:10px;
  margin-top:6px;
}
.label{
  font-size:13px;
  font-weight:600;
}
.input,.select,textarea{
  width:100%;
  padding:9px 10px;
  border-radius:10px;
  border:1px solid rgba(15,23,42,.16);
  font-size:14px;
}
textarea{min-height:90px;resize:vertical;}
.badge-row{
  display:flex;
  gap:10px;
  flex-wrap:wrap;
  margin-top:10px;
  font-size:12px;
}
.badge{
  background:white;
  border-radius:999px;
  padding:4px 10px;
  border:1px solid rgba(15,23,42,.08);
}
.section{
  padding:32px 0;
}
.section-title{
  font-size:24px;
  font-weight:700;
  margin-bottom:4px;
}
.section-subtitle{
  color:#4b5563;
  font-size:14px;
  margin-bottom:20px;
}
.steps{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(210px,1fr));
  gap:18px;
}
.card{
  background:#fff;
  border-radius:18px;
  padding:18px;
  box-shadow:0 4px 16px rgba(15,23,42,.06);
}
.card h3{
  font-size:16px;
  margin-bottom:6px;
}
.card p{
  font-size:14px;
}
.chips{
  display:flex;
  flex-wrap:wrap;
  gap:8px;
  margin-top:10px;
}
.chip{
  font-size:12px;
  padding:4px 9px;
  border-radius:999px;
  background:#e5f2ff;
  color:#075985;
}
.grid-3{
  display:grid;
  grid-template-columns:repeat(auto-fit,minmax(230px,1fr));
  gap:18px;
}
.faq-item{
  border-bottom:1px solid rgba(15,23,42,.08);
  padding:12px 0;
}
.faq-q{
  font-weight:600;
  font-size:14px;
}
.faq-a{
  font-size:14px;
  color:#4b5563;
  margin-top:4px;
}
.footer{
  padding:20px 0 26px;
  font-size:13px;
  color:#6b7280;
}
.footer a{color:inherit;}
.table{
  width:100%;
  border-collapse:collapse;
  font-size:13px;
}
.table th,.table td{
  border:1px solid rgba(15,23,42,.12);
  padding:8px 10px;
  text-align:left;
}
@media(max-width:768px){
  .grid-2{grid-template-columns:1fr;}
  .nav-links{display:none;}
}